EPHomeSearch.com The only El Paso website you will ever need, I guarantee It!
Cynthia Morris

How Much Can You Afford?


 
These  calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

IMPORTANT, there are so many different types of mortgages, special programs and ways to finance any transaction.  I continually study to find the best financing for each transaction, let me help you.  Call me or email me today!

Some financing programs today are zero down, 100% financing, bond monies, empowerment zones, rural housing, flex 100, community 100, streamlined with reduced documentation, fannie mae, low monthly plans, adjustable rates, third party financing, and more  -  I work with the experts everyday and will guide you to the very best for your situation.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 


Cynthia Morris, BROKER-OWNER

CRS, ePRO, GRI, Texas Property Tax Arbitrator

"I want to be the only REALTOR ® you will ever need.

EPHomeSearch Real Estate Services LLC

PO Box 961089 ~  El Paso  TX   79996

915 471 4300

toll free 888 578 8889

All information is deemed to be correct but not guaranteed.

REAL ESTATE INTERNET WARNING: Despite advertising claims to the contrary, the Internet is not an experienced Real Estate Professional. It cannot consult, counsel, advise, have knowledge of local laws and market conditions, make judgements, 'own' the result, or most importantly, understand your individual goals and needs and care about you as a Client. To obtain an accurate interpretation of any information  you obtain online, please contact me. "I CAN HELP YOU"

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